Shared Growth Option
Summary of Current Charges
Application Fee:
We do not charge an application fee. The set up costs are included in the offer made to you.
Valuation Fees:
At application stage, you will be asked to pay a fee towards a Report and Valuation in respect of your property. The amount you have to pay for this depends on the value of your property at the time of application. Please ask us for a copy of our current fee scales.
Costs for re-valuation in respect of any future releases will also be your responsibility.
Once a Report and Valuation has been completed, there will be no refund of the above fee, even if the application is not completed.
Legal Fees:
Legal fees and costs charged by your Solicitor are your responsibility even if the plan does not complete for any reason.
Other Costs:
If it should be necessary for Hodge Lifetime to take over the sale of the property due to any breach of the terms of the plan, any costs involved will be charged to the plan holder.
Other Considerations:
The future value of your estate will be reduced by Hodge Lifetime's agreed share of the proceeds when the property is eventually sold. We will be entitled to this share of your estate even if you die during the early years of the plan.
We strongly recommend that you discuss your intentiosn with your family or any beneficiaries whoses inheritance may be affected if you take out a plan.
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