Hodge Lifetime
Guaranteed Pension Annuity
Choosing an annuity
Choosing the right option when purchasing an annuity is an extremely important decision, it is probably one of the most important financial decisions you can make.
You may have already received a quote from your existing pension company but you are under no legal obligation to accept it. Everyone has the right to take their pension fund at retirement and shop around for the best deal.
The Open Market Option
The open market option is your legal right to shop around for the most competitive annuity. It gives you the freedom to choose an annuity provider that best meets your personal circumstances. This is important because annuity rates can vary considerably between companies.
After all, having spent your working life building up a pension fund you will want to ensure that your money works equally hard for you during your retirement years. You will only get one opportunity to shop around and once you have committed to an annuity provider and started to receive an income the decision cannot be reversed. To ensure you make the right decision based on your individual needs, please speak to your financial adviser.
Providing a guaranteed income for life – for the retirement you deserve
Before designing our Guaranteed Pension Annuity we took a close look at what other companies were doing. Instead of following suit and producing a complicated range of annuities we decided to go back to basics.
Our annuity is designed for people who believe in simplicity and value for money. We are committed to providing competitive annuity rates supported by literature that is easy to understand.
The Hodge Lifetime Guaranteed Pension Annuity doesn’t come with any bells or whistles.
From experience we know that the more complicated the product, the more it costs. That’s why we have chosen to keep our Guaranteed Pension Annuity simple.
What we offer
Guaranteed regular fixed income for life
Our Guaranteed Pension Annuity will provide you with a regular fixed income for life. You can also choose to receive your payments monthly, quarterly, half yearly or annually.
Choice of 5 or 10 year guarantee periods
The Hodge Lifetime Guaranteed Pension Annuity will pay you an income for life - however long or short a time that may be. However, our guaranteed payment period enables you to protect your income should you die within either the first 5 or 10 years.
Option to include a spouse or dependant pension
You can choose to have an annuity that names a specific financial dependant. If you die first, your named dependant will receive an income for the rest of their life - either half, two thirds or all of your Guaranteed Pension Annuity income.
Next: Guaranteed Pension Annuity Key Features
IS OUR FOCUS
"I am very satisfied with the level of service provided and am grateful to everyone concerned in the process."
"Very happy with your service, thank you."
"We really don't feel it could improve, excellent service and communication."
"Excellent service."
"Have no complaints, so no improvement needed."
"Level of service to us was excellent & very fast from beginning to end so in our case no improvements would be necessary. Very impressed by your company."
"We thought it was first class."
"You cannot improve what is already perfect. Right from day one of making enquiries, the telephone calls explicit, friendly so much that it made you feel you were speaking to an old friend, nothing was too much trouble. Everything was dealt with efficiently."
Find an Independent
Financial Adviser
www.unbiased.co.uk