Introduction to
Equity Release Plans

Will your clients have the retirement they deserve?

Great news! We're all living longer. Latest Government figures show that the average 65 year old male will today live to the age of 81 and the average 65 year old female to the age of 84 (Source: Office of National Statistics 2006). Indeed projections suggest that life expectancies at these older ages will increase by a further three years or so by 2020. The life expectancy for people at 70 and 80 has also gone up and there are more people at this age than ever before.

Turning dreams into reality

Retirement is a time when your clients should be able to enjoy the rewards of their hard work and have the funds to turn their ideas and dreams into reality. Equity release can open up a world of possibilities by unlocking some of the value of their greatest asset – their home – without having to move. This could help ensure a more secure financial future in retirement. In addition, home improvements, a special holiday, new hobby or simply having enough money for the little luxuries that make life more enjoyable are just some of the benefits of equity release.

Help your clients cash in on their greatest asset

By owning their own home your clients almost certainly have an asset that has gone up in value. In fact, its actual value may surprise them. Average property prices have risen significantly during the last twenty years and this may mean they can release some of the cash tied up in their property.

Everyone is different and so are we

Providing retirement solutions exclusively through intermediaries makes all the difference. You'll enjoy a dedicated award-winning service, professional and flexible support as well as simple, market leading products. Hodge Lifetime has helped thousands of individuals, all with different needs, release £millions of capital from their homes. By offering solutions that fit with your client's differing circumstances we have helped them to get more from retirement.

As the first UK company to offer equity release plans in 1965, Hodge has developed a reputation for fairness and flexibility, offering a level of service and support to Brokers that's second to none.


Next: About equity release



Advice is crucial to ensure a strong future for equity release

Hodge Lifetime forecasts a robust future for the equity release sector as latest research demonstrates the critical role IFAs play in helping clients find peace of mind. Read more...

Hodge Lifetime announces product changes for 2010

Hodge Lifetime, the UK’s longest established equity release provider, today announces a change to its equity release product offering which will support equity release customers in 2010. Read more...

Equity release advisers remain confident in the sector despite product and adviser withdrawals

Product innovation could help the future of equity release. Read more...

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Professional Adviser Awards 2007 - Best Equity Release Providers Equity Release Awards 2007 - Best Service Provider Winner Financial Adviser Awards 2007 - Best Equity Release Lender 1st Place